You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. The credit limit could increase to £4,000 over time. Representative example: When you spend £1,200 at a purchase rate of 34. card in most retailers, wherever you see the Visa sign. There is no annual fee attached to Vanquis Bank’s Chrome. Before you read on however, you should know that: We do not increase limits on request. This help article explains how the credit limit on your Vanquis account can be changed. The friendly chap on the phone did say that it can take up to 5 days from the 23rd to show on the account, so all in all could be up to 10 days from the statement date. 7 stars on Google Play, based on over 172,000 reviews. Vanquis Bank credit cards are issued on the Visa network so can be used in millions of places in the UK and abroad. 11 June 2019 at 3:23PM. Increasing Your Credit Limit. This help article explains how the credit limit on your Vanquis credit card can be changed. Card issuers are more likely to approve a credit line increase for cardholders who don't. My OH's interest with Vanquis started at 59. They gave me a credit restrictions of £250, okay every has to starts somewhere press when I was warned I've been using the card. 9% and is still 59. We review customer accounts every 5 months to check if you'd be eligible for an increase. As a responsible lender we want to ensure you can comfortably manage your. 1Aand 2. If you opened your first credit card with the likes of Vanquis, Newday (aqua, marbles, etc) or Capital One, the likelihood is that you will get an automatic credit limit increase after about 4 months if you use your card, make payments on time and don't go over your credit limit. The Aquis variable APR of 29. You can set and control how we communicate with you about your credit limit by calling our automated. Say hello to better credit, and better banking. Had the Zopa card for 8 months, never gone near the £300 limit and always paid in full but still no credit increase even though I've had several from Tesco. If you manage your Vanquis card well, you could receive a credit limit increase of up to £4,000. A good rule is to keep your credit utilization rate at 30% or lower. A loan card for those with bad credit who want to reconnect his credit rating. This help article explains how the credit limit on your Vanquis credit card can be changed. Vanquis chrome 29. Before you read on however, you should know that: We do not increase credit limits on request. If Vanquis Bank is able to offer you this deal, the offer will specify a personalised credit limit based on Vanquis Bank's assessment of your situation. Ah well, I thought, my be after 8 or 12 months I will be given a credit limit increase. It is important that we look at your wider finances when deciding whether to give you a Credit Limit increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Over time we may increase your Credit Limit subject to you managing your Vanquis Visa Card well. By Gayle Sato. Before you read on however, you should know that: We do not increase credit limits on request. We review customer accounts every 5 months to check if you'd be eligible for an increase. Key Features Credit limits between £250 and £1,500Chance to increase credit restrict up to a maximum £4,000Credit limit reviewed every 5 months£10 monthlyYou can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Do you know how long this takes on a Vanquis credit card? I need to pay off my credit balance by 30/4 and, if refunded by then, would that amount be extra credit limit or used by Vanquis to pay off current credit balance? Thanks in advance. This help article explains how the credit limit on your Vanquis account can be changed. 34. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Credit limits off the Vanquis credit mapping vary amongst £150 and £4000; Cash withdrawal on a credit board canister cost you a lot of money; Vanquis Bench offer one main type of credit card and he is one starting the most well acknowledged ‘credit builder’ credit charts included the UK. 34. I was struggling with my credit score and got pre-approved for a Vanquis card. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Your credit limit can rise to. But I do agree - take care not to go over the limit. You can set and control how we communicate with you about your credit limit by calling our automated. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Changing your credit limit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. You’ve been paying your credit card on time every month—so now it’s time to get a little extra credit for your good work. Your thimbl. No annual fee. With this credit card you could: improve your credit score if you manage your card responsibly. Raise your credit limit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We bought a flight tickets for £460 and was paying off £100 a month. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 13 January 2016 at 7:07PM in Credit cards. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. This help article explains how the credit limit on your Vanquis account can be changed. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. Get Vanquis to read it back to you to make sure it's right, then see what happens - you may well also get the increase as well as solving any other concerns along the way. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months subject eligibility. 34. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 9% (variable) p. For one, the First Premier Bankcard charges 25% of the increase each time you’re. The Vanquis Classic credit card is part of Vanquis's range of cards for people with a poor credit score, offering the opportunity for those individuals to improve their credit rating over time by using and managing the card responsibly. For anyone with poor credit, a potential first credit card could be an alternative if you can’t get a card elsewhere; initial credit limit from £ 150 to £ 1,000; likely credit limit will increase. 2 million customers about £169 million in refunds and a further fine of £1. If you find you need an enhanced limit on your credit card, you may consider requesting a credit limit increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Starting Credit Limit £150-£1000. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase limits on request. Applying for a Vanquis Credit Card . Credit Limit. This help article explains how the credit limit on your Vanquis credit card can be changed. Yet, higher income earners with a good credit history could. You can tell us if you do not wish to have your credit limit increased or you want it reduced - see paragraphs 2. 34. You can set and control how we communicate with you about your credit limit by calling our automated. Available balance: £370 (£500 minus £130) How your credit limit is determined. If yours find. Credit Builder Credit Card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Changing your credit limit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase limits on request. Changing your credit limit. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase limits on request. Changing your credit limit. Cleosmum Forumite Posts: 2,673. I'll always stick with Vanquis as its positive on my credit file and with its 3500 limit helps my credit utilisation. This help article explains how the credit limit on your Vanquis account can be changed. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. 57★ by real people like you on Smart Money People. Moneybarn offers secured vehicle finance on a range of asset classes, new and used including cars, motorbikes and light commercial vehicles. The minimum amount is £50. A Vanquis card needs to be about credit building only. The good news is that your lender might increase your credit limit if you make repayments on time each month. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months subject eligibility. This help article explains how the credit limit on your Vanquis account can be changed. Request Online. 27 February 2018. Key FeaturesCredit limits amid £250 and £1,500Chance to enhance credit limit up to a maximum £4,000Credit limit reviewed every 5 months£10 annual. We review customer accounts every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Download it now and take advantage of these features and more: View your PIN and card details. 1) Your credit is not so good so your limit is £250. We review customer accounts every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Try to avoid getting too close to your credit limit because this can damage your credit score. Before you read on however, you should know that: We do not increase limits on request. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 22 January 2010 at 5:46PM. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. When would Vanquis apply a credit increase if the Account has been ran well. Learn about the into and exchange of the Vanquis Vintage to help you decide if it's the best credit-builder select by you. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase credit limits on request. Changing your credit limit. [Deleted User] Posts: 7,175 Forumite. Be prepared to make your case and provide your income, employment status and housing expenses. This help article explains how the credit limit on your Vanquis account can be changed. First, you have to complete a 4 level process to review your eligibility. Martin's Blog; Team Blog;. For further details, please refer to your credit card terms and conditions. Receive an. Our market-leading. Freemans £57/£150 Look Again £282/£557 JD Williams £79/£151 Vanquis £190/£257 Provident £248/£546 CCJ £453 T-Mobile £453. By paying on time and staying under the credit limit, a cardholder's credit rating may improve over time. Representative example: When you spend £1,200 at a purchase rate of 23. 24% on balance transfers and purchases after the introductory period ends. In 2019 the credit card fell into arrears and was closed. *Calls to 03 numbers from UK landlines and mobiles are normally included in free plan minutes if available, otherwise they cost the same as calls to 01/02 prefix. , like other cards offered by Vanquis, use the Visa credit card network. Does Vanquis increase credit limits? Assuming they do, I'd just carry on as you are. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. In October 2015 Vanquis increased the credit limit to £2,500 and a final increase was approved in November 2017, taking the credit limit to £3,500. You can apply for a credit limit increase online, by mobile app or by phone. Here, you may find an. 5% of how much you owe (usually including any interest or charges, such as late fees) or £5 to £25, whichever is higher. Vanquis Banking Group meets the needs of its customers through three products: credit cards, vehicle finance and unsecured personal loans. Business Insurance. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. 5% after £1 of monthly spend. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 7%. Chance to increase credit limit up to a maximum £4,000; Credit limit reviewed every 5 months; £10 monthly minimum repayment; Charges. Well didn't get an increase on my 5th month statement did on my 6th increased from £250. 0. Got 0% interest for the first 12 months and my credit score seemed to improve, since then they keep offering me the chance to increase my credit and windows for 0% balance transfers, but I think they do charge a monthly fee of around £9. Bad account management can exclude you from benefits like credit limit increases and interest rate reductions. You can get increases every 4 months, up to £3000, conditions apply * * To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit. Before you read on however, you should know that: We do not increase limits on request. If we vary your minimum payment we will write to you to tell you. Vanquis is repaying £168,000,000 to over a million customers who had its ROP (Repayment Option Plan) on a Vanquis credit card since 2003. Top features of the Vanquis Credit Card. Vanquis credit cards have open to people with a inadequate credit rating or no bank history and allow this people to, both, have access up credit and to build their credit scoring. We review customer accounts every 5 months to check if you'd be eligible for an increase. Changing your credit limit. Get £20 back in Asda Pounds when you open a new credit card by 5 December 2023, spend £50 and set up a Direct Debit in the first 60 days by 5 December 2023. Verify online purchases. You can set and control how we communicate with you about your credit limit by calling our automated. Vanquis chrome 29. We do credit limits a little differently at Capital One. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. On benefits so no problems there but now I've had a text requesting proof of income via secure upload. Before you read on however, you should know that: We do not increase limits on request. Quick Answer. Touch FeaturesCredit set between £250 furthermore £1,500Chance to increase credit limits up to a maximum £4,000Credit boundary proofed every 5 months£10. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This help article explains how the credit limit on your Vanquis account can be changed. Credit limits on that Vanquis trust card vary between £150 plus £4000; Cash withdrawal over a believe joker can cost you a lot of monetary; Vanquis Bank offer only main your of trust card and she is one of the highest well known ‘credit builder’ credit cards in the UK. . Depending how you pay it off, there could be a delay before monies arrive and release credit. In 2003, Vanquis Bank was established by PFG (Provident Financial Group) to market-test their first credit card. You can set and control how we communicate with you about your credit limit by calling our automated. Changing your credit limit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Bear in mind that. Over time we may increase your Credit Limit subject to you managing your Vanquis Visa Card well. Download it now and take advantage of these features and more: View your PIN and card details. Be aware that some credit cards charge a fee to increase your credit limit. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. After 3 months she got credit limit increased to £1700 and yesterday she got letter that the limit has been raised to £3700 (!). This help article explains how the credit limit on your Vanquis account can be changed. Some reviewers reported higher limits and lower scores, such as the person with a 662 score and a $15,000 limit. Changing your credit limit. For example, if you have a credit limit of £1,000 and your current balance is. We review customer accounts every 5 months to check if you'd be eligible for an increase. For some customers, especially those offered an increase within 12 months from account opening. This help article explains how the credit limit on your Vanquis account can be changed. Know your credit limit. Before you read on however, you should know that: We do not increase limits on request. , your representative rate is 34. What's the largest limit that vanquis do ? 0. 3 January 2018 at 3:45PM in Credit cards. Before you read on however, you should know that: We do not increase credit limits on request. In time they'll increase the limit so the utilisation will look lower. The maximum amount is up to 90% of your available credit limit. Credit Cards. Business Insurance. 1. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 28 May 2019 at 7:03PM in Credit cards. Changing your credit limit. Can I Request A Acknowledgment Limit Increase Vanquis. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Even if they increased the limit to 10k, I still wouldn't spend much on it. This help article explains how the credit limit on your Vanquis account can be changed. £150–£1,500 credit limit; 0% balance transfer for six months; Similar to the Chrome card, Vanquis will increase your limit every five statements if you have kept up with your payments. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review customer accounts every 5 months to check if you'd be eligible for an increase. I applied for a Vanquis credit card and got one with a £1,000 limit. a Credit Limit increase, we need to see that you can manage your credit. so do your monthly shopping or whatever, get the card to 50% and switch to minimum payments. Vanquis credit cards are available go people with ampere poor credit rating or. Speak to your lender when you’re ready. This help article explains how the credit limit on your Vanquis credit card can be changed. 34. Vanquis credit cards are available to people with. Vanquis will consider applicants with no credit history, for a first credit card, or those with bad credit—interest rates are higher as a result: 29. Lower your interest rate by 2% each year. • Check your latest transactions including pending transactions and payments. We review customer accounts every 5 months to check if you'd be eligible for an increase. We review customer accounts every 5 months to check if you'd be eligible for an increase. 1) Your credit is not so good so your limit is £250. Before you read on however, you should know that: We do not increase credit limits on request. 1Aand 2. Before you read on however, you should know that: We do not increase limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. See ROP – the refunds are too small. 0. charge) since I got this card). This help article explains how the credit limit on your Vanquis account can be changed. starting credit limit could be between £250 and £1200. For further details, please refer to your credit card terms and conditions. Credit limits up the Vanquis credit card vary between £150 and £4000; Cash withdrawal on a credit card can cost you a lot of money; Vanquis Deposit offer one primary type of credit menu the it is one of the most right popular ‘credit builder’ financial cards by the UK. So I have had the vanquis card for 14 months now and still only have a £250 credit limit. Before you read on however, you should know that: We do not increase credit limits on request. State pensions will rise in line with. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. 9%. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. UPDATE In summer 2018 the first refunds were credited to people’s accounts. This help article explains how the credit limit on your Vanquis credit card can be changed. tAre will give you not less than 30 days' notice if we propose to increase your Credil Limit. We do non increase credit limits on demand. Vanquis credit cards are available to folks in a poor credit appraisal. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Learn about the ins and outs of the Vanquis Classic to help you decide if it's the best credit-builder cards for you. This help article explains how the credit limit on your Vanquis credit card can be changed. Certain benefits. Before you read on however, you should know that: We do not increase limits on request. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can set and control how we communicate with you about your credit limit by calling our automated. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. If yours find out you are eligible, you can then apply for a Vanquis card. Before you read on however, you should know that: We do not increase credit limits on request. Current Debts. Changing your credit limit. 99% (Variable) $95. Start with a manageable credit limit of £500 up to £1,500. This means that you can use your thimbl. Vanquis credit cards have open to people with a inadequate credit rating or no bank history and allow this people to, both, have access up credit and to build their credit scoring. Find the best insurance dealing with him and discover something you require to know, what your. Before you read on however, you should know that: We do not increase limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Thanks all reply's Claimed increase-no plans to use increased limit. paying your monthly minimum payments on time and staying within your credit limit). It's a good idea to check your credit limit preferences in case you opted out of offers in the past. 5m households on universal credit gain £470 a year on average from next April. Credit limit between £500 and £1,200. Make payments and set up automatic payments. This help article explains how the credit limit on your Vanquis credit card can be changed. There is a limit to the amount that can be transferred at a promotional rate. 45. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. This purpose in help you take used on how a loans card account works. Vanquis Banking Group at a glance. Changing your credit limit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review customer accounts every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. You could build and maintain your credit score if you manage your card responsibly. Apologies if not the right place. This help article explains how the credit limit on your Vanquis credit card can be changed. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. By Gayle Sato. I conclude that paying interest on the balance wont necessarily trigger limit increase. The FCA fines Vanquis £1,976,000 and orders Vanquis to pay compensation to customers. Vanquis Bank can be contacted at its registered office, which is at No. Before you read on however, you should know that: We do not increase credit limits on request. Apply online, book a meeting, or call 1-800-465-4653. Any credit that is obtained as a result of an application will be provided by Vanquis Bank Limited. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase limits on request. Ok, So I have been with Vanquis for just over 12 months now. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We do not increase limits on request. Before you read on however, you should know that: We do not increase limits on request. So many people with these bad/no credit history cards, seem to be obsessed with limits, that's why so many of them, simply end up with £2k + balances paying £100 off, but being charged £70 interest each month. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. 4. Your thimbl. This help article explains how the credit limit on your Vanquis credit card can be changed. Don't know what I'm doing wrong, use it often and more often than not I pay the full balance. This help article explains how the credit limit on your Vanquis credit card can be changed. Before you read on however, you should know that: We do not increase credit limits on request. The Vanquis Classic Visa comes with an easy-to-manage credit limit between PS150 and PS1,000 and may be eligible for a credit limit increase after your. Hi,. Our most popular card with over 4 million people accepted. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. You can set and control how we communicate with you about your credit limit by calling our automated. We review customer accounts every 5 months to check if you'd be eligible for an increase. -. The mobile app from Vanquis has a rating of 4. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. July 22, 2023 • 5 min read. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. By paying on time and staying under the credit limit, a cardholder's credit. This help article explains how the credit limit on your Vanquis account can be changed. Registered number 02558509 England. If you make a purchase that puts you over that limit, there’s a chance it will be declined. Learn about the ins both outs of aforementioned Vanquis Classic to help you decide if it's the best credit-builder map for thou. tAre will give you not less than 30 days' notice if we propose to increase your Credil Limit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. 18. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Applying for a Vanquis credit card is easy. Make payments and set up automatic payments. If you’re close to the credit limit on these agreements, your score may also be affected. It’s fast, secure, and fuss-free. We review customer accounts every 5 months to check if you'd be eligible for an increase. Your credit. Vanquis Bank Chrome Credit Card Review As a responsible lessors us do to be sure you can comfortably managing your repayments. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months subject eligibility. Key Features Credit limits between £250 and £1,500Chance to increase credit restrict up to a maximum £4,000Credit limit reviewed every 5 months£10 monthly You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review customer accounts every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis get can been changes. Chance to increase credit limit up to a maximum £4,000; Credit limit reviewed every 5 months; £10 monthly minimum repayment; Charges. We review customer accounts every 5 months to check if you'd be eligible for an increase. View our credit card A simple online credit card application processOn first credit cards from Vanquis, the limit will be anything from £100 to £1,500, and it will depend on your circumstances. This help article explains how the credit limit on your Vanquis credit card can be changed. If you've a lower income and/or a poor credit history, you're likely to get limits starting around £200 with a maximum of £1,500. In order to allow these people to be able to have credit, limits begin at a low level. Vanquis credit karten exist available to population with a poor credit. Judging by your starting credit limit, it may well be one of those. You can set and control how we communicate with you about your credit limit by calling our automated. Information for shareholders. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 9% APR (variable). Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. Managing your credit boundary As a new customer you get a starting recognition limit of between £150 - £1,500 subject to eligibility. Vanquis are strange cookies, never used to accept me and all I had was late payment on an account from 2009 status 3. If it was not normal, Vanquis would not have offered it. Vanquis Bank can be contacted at its. But we’ve also seen higher limits, in the $30,000 to $50,000 range. Top features of the Vanquis Credit Card. I went from £250 in Feb'09 to £500 to £1250 to £1500 to £2250 @ 47% at the moment (I know the APR is scary, but never paid any interest (ignoring the 16p min. You can set and control how we communicate with you about your credit limit by calling our automated. A limit isn't a status symbol or something to be proud off. This help article explains how the credit limit on your Vanquis credit card can be changed. Before you read on however, you should know that: We do not increase credit limits on request. I started with a £250 credit limit now 6 years later I'm on there maximum limit of £4. You can set and control how we communicate with you about your credit limit by calling our automated. Credit limit Minimum credit limit: £500: Maximum credit limit: £1,200 (Subject to affordability) Fees: There is no annual fee: Charges20 May 2022 at 2:52PM. We bought a flight tickets for £460 and was paying off £100 a month. How to Increase Your Credit Limit.